Agri-fintech platform empowering small-scale farmers in Kenya and Zambia with AI-driven financing, inputs, and training.

Apollo Agriculture is a pioneering agri-fintech company founded in 2016 that empowers small-scale farmers in Kenya and Zambia to transition from subsistence to commercial farming. By leveraging cutting-edge machine learning, remote sensing, and mobile technology, Apollo provides farmers with comprehensive access to credit, high-quality seeds and inputs, crop insurance, and expert agronomic training tailored to individual needs.
The company’s innovative approach has delivered remarkable results, with farmers using Apollo’s services reporting yields that are 2.6 times higher than other Kenyan farmers, often doubling or tripling their production. Over 84% of customers report improved quality of life, enabling them to better support their families and invest in their farms. Apollo’s impact extends beyond individual farmers through its network of over 1,000 agrodealers and field agents, plus Apollo Learning Centers that showcase technology and climate-resilient farming practices to farming communities.
With a mission to foster sustainable livelihoods and food security, Apollo has reached more than 350,000 farmers across Kenya and Zambia, many of whom previously lacked access to financial services. The company’s AI-driven platform combines automated decision-making with manual validation to ensure fairness and transparency, while using alternative data sources to include farmers without formal credit histories. This technology-first approach is transforming agriculture in emerging markets, helping farmers adapt to climate change while building profitable, sustainable farming businesses.
Leaps by Bayer
Late VC round, $10M, Valuation $200M
Benjamin Njenga
Co-Founder and Managing Director of Apollo Agriculture
Linnet Khisa Kimari
Senior Product Associate at Apollo Agriculture