Fractn AI

Fractn is a borderless finance platform that is revolutionizing how Africans access and manage global financial services. The company has developed an AI-powered voice banking assistant called Zed AI that enables users to perform everyday banking tasks through simple voice commands. From sending money and paying bills to checking balances and managing investments, Fractn makes financial management accessible to everyone, including persons with disabilities who often face barriers with traditional banking apps.

At the heart of Fractn’s innovation is its commitment to financial inclusion and accessibility. The platform offers multi-currency accounts, automated savings features, smart investment options, and seamless cross-border transfers—all powered by Zed AI’s intelligent financial assistant technology. With features like Spend+Save that automatically saves while users spend, and voice-activated banking that works hands-free, Fractn is simplifying money management and connecting Africa to the world. The platform is designed with bank-grade encryption, zero data retention, and NDPR compliance, ensuring the highest standards of security and privacy for users’ financial data.

For fintech companies and financial institutions, Fractn offers powerful AI solutions through its SDK that can be integrated in just 5 minutes. The platform provides voice banking capabilities, smart analytics, and enterprise security features that help businesses scale smarter and faster. With a 99.9% uptime guarantee and 24/7 developer support, Fractn is empowering financial platforms worldwide to deliver personalized, inclusive, and secure experiences for all users. Based in Lagos, Nigeria, Fractn is breaking down barriers to financial services and creating a truly equitable global financial ecosystem.